Conforming Loan Programs Conforming rates for loans under $417,000.
Program
Rates
Points
APR
30 yr fixed conforming
3.875
2.000
4.105
4.000
1.375
4.178
4.125
1.000
4.272
4.250
0.500
4.355
4.375
0.000
4.438
15 yr fixed conforming
3.375
3.000
3.933
3.500
2.500
3.983
3.625
2.000
4.034
3.750
0.250
3.897
3.875
0.000
3.985
3/1 ARM
3.250
0.250
2.794
3.375
0.000
2.801
30/5 yr fixed or 5/1 ARM
3.000
1.500
2.893
3.125
0.750
2.877
3.250
0.500
2.901
3.375
0.250
2.925
3.500
0.000
2.948
30/7 yr fixed or 7/1 ARM
3.500
1.000
3.137
3.625
0.500
3.156
3.750
0.000
3.174
10/1 ARM
3.750
0.750
3.413
3.875
0.375
3.461
4.000
0.000
3.509
Adjustable
Jumbo Loan
Programs Jumbo rates for loans over $417,000.
Program
Rates
Points
APR
30 yr fixed jumbo
5.500
2.250
5.742
5.625
1.500
5.798
5.750
1.000
5.877
5.875
0.375
5.945
6.000
0.000
6.035
15 yr fixed jumbo
5.250
1.750
5.579
5.375
1.250
5.627
5.500
0.750
5.674
5.625
0.375
5.741
5.750
0.000
5.808
3/1 jumbo ARM
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
5/1 jumbo ARM
4.500
1.000
3.359
4.625
0.750
3.384
4.750
0.500
3.409
4.875
0.250
3.434
5.000
0.000
3.459
7/1 jumbo ARM
5.250
1.500
4.012
5.375
1.000
4.031
5.500
0.750
4.072
5.625
0.250
4.091
5.750
0.000
4.133
10/1 jumbo ARM
5.375
1.500
4.514
5.500
1.250
4.576
5.625
0.750
4.615
5.750
0.250
4.653
5.875
0.000
4.716
Adjustable
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
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